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Use of Information and General Purpose
Please read the following notice carefully. Your use of this web site constitutes your agreement to the terms and conditions listed below. These terms of use are governed by the laws of the State of Oklahoma with jurisdiction and venue being in Oklahoma County, Oklahoma. Changes may be made to this web site at any time without notice. This web site is used for marketing purposes, and to familiarize users with the products and services offered by CABA, and should not be used as an implied contract of any sort. Nothing contained below should be construed as a provisional license for any CABA patents or copyrights. Images, including logos, icons, and pictures, registered or not, is the property of CABA. Their unauthorized use is prohibited.

Authority
Your Employer’s Plan Documents shall serve as the first and final authority regarding your Employee Benefit Plan. Nothing contained in this Web site shall be construed as the practice of medicine.

Site Access
Your access to and use of this web site is at your own risk. Under no circumstances shall CABA be liable for direct, indirect, incidental, special, consequential or exemplary damages arising from contamination or destructive properties or code found on the web.

Links
CABA may provide for your convenience and information only, links to other web sites. CABA is not responsible for any liability resulting from the access or use of these sites, including accuracy, loss or damage caused directly or indirectly from the use of sites CABA does not own.

Content
You may copy or print forms provided on this web site. Their use is limited solely for your own personal use, and may not be sold or displayed for any public or commercial purpose. You may not use the contents in any other web site or in a network computer environment.

Content of this web site should not be construed to be legal or investment advice. Users are responsible for obtaining their own advice from qualified providers of their choice.

Privacy Policy
We are committed to protecting the privacy and security of your personal and protected health information. To efficiently and effectively manage your employee benefits, and provide quality customer service, CABA must have access to certain protected health information. Such information may be available on enrollment forms, medical claims and reports and other health history. The employees of CABA will take all measurers necessary to keep this information safe and confidential, while maintaining a measure of access that is required to perform our job.

Protected Health Information
The Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), sets today’s standard for healthcare privacy and security – in other words sharing of Protected Health Information (“PHI”). Our compliance policy takes into account HIPAA privacy and security standards. We have established reasonable security practices in dealing with our customer base, while also allowing us the ability to perform our job, and provide needed services to our client. PHI is sometimes sent or received via Internet technology and is transmitted in a secured encryption environment.